Washington State Homestead Exemption Updated – Now Median Value of a Home is Fully Protected

Christina Henry and Northwest Consumer Law Center (NWCLC) have teamed up to expand Washington State’s Homestead Exemption.  The previous statute provides only $125,000 in protection for families and homeowners.  With home prices rising so very quickly, it was easy for a family to be left in the cold.  We have fixed this problem as of May 12, 2021 with SB5408 getting signed into law.

How Much Equity Can I Protect?

Since the value is calculated by County Median Value for the Previous Year, we need a chart.  We have put one together for you:



State of Washington and Counties for 2020 (the amount of equity you can protect in 2021):


Adams $216,900
Asotin $216,900
Benton $329,500
Chelan $418,600
Clallam $352,600
Clark $403,700
Columbia $214,700
Cowlitz $307,500
Douglas $373,200
Ferry $172,900
Franklin $329,500
Garfield $216,900
Grant $258,500
GraysHarbor $251,100
Island $442,700
Jefferson $455,900
King $729,600
Kitsap $425,100
Kittitas $411,000
Klickitat $370,800
Lewis $304,100
Lincoln $202,100
Mason $319,600
Okanogan $254,500
Pacific $234,300
Pend $242,000
Pierce $424,300
SanJuan $694,800
Skagit $421,800
Skamania $340,500
Snohomish $549,400
Spokane $318,200
Stevens $242,000
Thurston $383,600
Wahkiakum $313,900
WallaWalla $305,500
Whatcom $444,400
Whitman $291,300
Yakima $281,500
Statewide $452,400

Washington  Center  for Real Estate  Research  / University  of Washington 


If you have any questions feel free to reach out to me.  I would be happy to answer them

Mark McClure
Email Contact Click Here
Phone: 253-631-6484


Bankruptcy Judge Martin Glenn of New York threw the book at and orders Great Lakes to pay DOE $354,629.62 and $24,000 to the borrower.

Palpably frustrated, Judge Glenn slammed Great Lakes for failing to respond to the initial lawsuit brought by the debtor to forgive the loans in 2016, ignore the debtor when he tried to explain that the loans were discharged, ignored the court’s subsequent orders for the servicer to appear before him to explain why they were ignoring the discharge.

When, finally, Great Lakes appears, the judge found that:

The excuses cited by Great Lakes are not clear, plain and unmistakable evidence that Great Lakes’ compliance with multiple court orders was impossible. Instead, the Court finds that Great Lakes has made no effort—much less a reasonable or diligent one—to comply with its obligations as a named party in this case.

“Here comes the Judge”


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