Chapter 13 Bankruptcy is also called a Wage Earner Bankruptcy or a Home Saver Bankruptcy.
What is a Chapter 13 Bankruptcy? A Chapter 13 Bankruptcy is a debt consolidation (one payment for all debt) bankruptcy. In a Chapter 13 you repay some, or sometimes, all of your debt over a 3 to 5 year period of time.
There are several reasons to choose a Chapter 13 Bankruptcy:
You want to Stop a Foreclosure
You want to Strip a Second (2nd) Mortgage or HELOC loan from your home
You want to Protect your car or truck from the Repo Man
You do not qualify for a Chapter 7 but still need protection
You need protection from your Creditors and but only have little money to file (ask about our $500 filing plan for those that qualify)
You want to get your Drivers License back
Eliminate or reduce interest? You bet! Many times your attorney can eliminate the interest and finance charges during that period of time.
You may qualify to pay little to nothing on your credit cards or medical debt while you are in the Chapter 13 Bankruptcy. At the end those debts will be forgiven. Sometimes even tax debt can be eliminated too!
Call 253-631-6484 to talk to your bankruptcy attorney today.
We can make your life easier and less stressful. I guarantee it.
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