On the Job Injury / Occupational Disease
Industrial Insurance covers travel time to or from work only if the employer provides the means of transportation, reimburses for transportation costs, or receives some benefit as a result of the commute.
Benefits Available for Worker’s Injured on the Job
If an employee suffered a work-related injury or disease and their claim is accepted by the Department or self-insurer, then industrial insurance is available to:
- Pay for medically necessary treatment for hospital, doctor visits, surgery, medication, and other health care services such as crutches, artificial limbs, glasses, and hearing aids.
- Reimburse for travel expenses if a worker must travel more than 15 miles one-way to receive adequate health care services, vocational services, or retraining.
- Replace a percentage of wage loss while the worker’s injury prevents him or her from returning to work.
- In certain cases, provide vocational and retraining services, and return-to-work assistance.
- Provides permanent partial disability awards to workers who sustain permanent loss of bodily function.
- Provides pensions to workers who can never return to work or to the families of workers who die due to a work-related injury or disease.
- Pays for home, vehicle, and workplace modification.